What Is In This Guide

Forget dry summaries and confusing legalese. This guide is written in plain English, with real-world examples and money-saving action steps for every taxpayer.

Inside, you’ll discover:

📌 Personal Allowance and other Threshold Freezes: and why they could push you into higher tax bands even if your pay stays the same in real term and only increases in line with inflation. We will look at the 10-year freeze on the personal allowance threshold that started in 2021 and will run to 2031 and the insignificant impact that it has on the amount of tax you pay. Find out how you can use strategies such as pension contributions to save tax at 40% or 60%.

📌 National Insurance: How you could be overpaying on National Insurance and how to claim them back. You will also discover a quick way to check if you are eligible for National Insurance Refund.
📌 Dividend Tax Increases : These go up by 2% from April 2026 for Basic rate and higher rate tax payers, from 8.75% to 10.75% and 33.75% to 35.75% respectively. Learn how to use smart timing to pay less, and vehicles such as ISA to protect your wealth.

📌 Landlord & Property Income Tax : impact of higher rates coming into force from April 2027, relief changes, plus planning tips.
📌 Inheritance Tax Overhaul: latest reliefs, new allowances, and smart estate planning strategies in including the change announced in December 2025 on agricultural property relief increasing the relief from £1m to £2.5m and confirmation that any unused allowance can now be transferred to spouse. The £325,000 nil rate band was also extended for another 5 years now ending in 2031. That will make it a 22-year freeze, making IHT planning more important than ever!

📌 Cash ISA : The amount that can be invested in Cash ISAs is being cut from April 2027 from £20,000 to £12,000. Which means you need to act now to maximise your savings. Find out what you can do to make the most of that allowance

📌 Pension Rule Changes: learn exactly what you lose and what you can still do before the cut-offs hit from April 2029.
📌 All Other Key Tax Moves: from changes to general allowance on Electric cars, Mansion Tax, Winter Fuel payments.

🔥 Act Now — Tax Changes Won’t Wait

Tax rules are evolving fast. Every year without a plan could cost you thousands. Most taxpayers pay more tax not because they want to but because they don’t plan. Don’t be one of them.

👉 Click here to get your full UK Budget Tax Changes Guide now.